Investment Profile

The Investment Profile feature in PrismERP is designed to manage organizational and employee-linked investments with clear financial control and accounting accuracy. It supports defining structured investment types, configuring required ledger accounts, and maintaining detailed investment records from issuance to maturity. This module ensures proper handling of interest calculation, tax implications, bank charges, and renewals within a single workflow. With built-in search, reporting, and voucher integration, investment activities remain traceable and audit-ready. The module fits seamlessly into PrismERP’s core accounting and financial management processes.

Add New Investment Profile Type

Field	Action
Add New Type	Enter the name of the investment profile type.
Is Employee Associated	Specify if the investment is linked to an employee.
Investment Account	Select the main account for recording the investment.
Interest Income Account	Select the account where interest income will be posted.
Interest Payable Account	Select the account where interest payable will be recorded.
Interest Expense Account	Select the account for interest expense entries.
Interest Receivable Account	Select the account for interest receivable entries.
Bank Charge Account	Select the account for bank charges related to the investment.
AIT Account	Select the account for Advance Income Tax (AIT) related to the investment.
Excise Duty Account	Select the account for excise duty, if applicable.
Bond Premium Account	Select the account for any bond premium transactions.
Status	Set the status of the investment profile type (Active/Inactive).

Investment Profile Type List – Search & Actions

Field	Action
Investment Name	Search investment profiles by entering the name of the investment.
Employee Associated	Filter investments based on whether they are linked to an employee.
Status	Filter investments by status (Active/Inactive) and update status if needed.
Add	Add a new investment profile by entering all required details.
Edit	Edit an existing investment profile to update its details.
Delete	Remove an investment profile from the system permanently.

Add New Investment Profile

Field	Action
Investment Name	Enter the name of the investment profile.
Investment No.	Enter a unique number to identify the investment.
Investment Acc. No.	Enter the main account number linked to the investment.
Is Employee Associated	Specify whether the investment is linked to an employee (Yes/No).
Employee	Select the employee associated with this investment, if applicable.
Investment Type	Select the type of investment (e.g., Fixed Deposit, Government Bond).
Project	Select the project associated with the investment, if any.
Branch	Select the branch where the investment applies.
Bank	Select the bank handling the investment.
Bank Branch	Select the specific branch of the bank.
Entry Date	Enter the date when the investment is recorded in the system.
Issue Date	Enter the date when the investment is issued.
Tenure (Months)	Enter the duration of the investment in months.
Days in Year	Enter the number of days considered for interest calculation (default 365).
Deduct From Salary	Specify whether the investment amount will be deducted from employee salary (Yes/No).
Face Value	Enter the face value of the investment.
Investment Amount	Enter the total investment amount.
Premium Amount	Enter any premium amount associated with the investment.
Maturity Date	Enter the date when the investment matures.
ROI Rate (%)	Enter the rate of interest applicable to the investment.
Interest Charge Frequency	Select how often interest is charged (e.g., monthly, quarterly).
Source Tax Rate (%)	Enter the tax rate applicable to the investment source.
Interest Payment Start	Select the date when interest payments start.
Remarks	Enter any additional notes or instructions regarding the investment.
Investment Account	Select the account for recording the investment.
Interest Income Account	Select the account where interest income is recorded.
Interest Receivable Account	Select the account for interest receivable entries.
Interest Payable Account	Select the account for interest payable entries.
Interest Expense Account	Select the account for interest expense entries.
Accrual Interest Account	Select the account for accrued interest.
Bank Charge Account	Select the account for bank charges related to this investment.
AIT Account	Select the account for Advance Income Tax (AIT).
Excise Duty Account	Select the account for excise duty, if applicable.
Premium Account	Select the account for any bond or investment premium.

Investment Profile List – Search & Actions

Field	Action
Inv. Number	Search investment profiles using the investment number.
Inv. Types	Filter investment profiles by investment type.
Branch	Filter investment profiles by branch.
Project	Filter investment profiles by associated project.
Issue From	Select a start date to filter investments issued from a specific date.
Issue To	Select an end date to filter investments issued up to a specific date.
Maturity From	Filter investment profiles based on maturity start date.
Maturity To	Filter investment profiles based on maturity end date.
Emp. Associated	Filter investment profiles based on employee association (Yes/No).
Employee	Filter investment profiles by employee name if employee-associated.
Status	Filter investment profiles by status (Pending, Approved, Closed) and update as needed.
Add Investment Type	Add a new investment profile type directly from this screen.
Add	Add a new investment profile.
Edit	Edit an existing investment profile’s details.
Create Voucher	Create Voucher for all employee directly from the profile list.

Investment Profile Details View & Action

Field	Action
Details	View complete investment profile information including bank, tenure, ROI, employee association, and configured accounts.
Vouchers	View all accounting vouchers generated against this investment, including interest postings and adjustments.
Ledgers	View ledger entries related to the investment and associated financial accounts.
Renewals	View and manage renewal records for matured or ongoing investments.
Attachments	Upload, view, download, or manage documents related to the investment profile.
Report	Generate and download investment reports for review, audit, or record-keeping purposes in multiple formats.